Jet skis, bass boats, center consoles, cabin cruisers and yachts. Whatever it is, we have you covered. Boating is widely considered by many as Florida’s pastime. Marine insurance plays a crucial role in Florida due to the state’s unique geographical characteristics, extensive coastline, and reliance on maritime activities. Here are some key reasons highlighting the importance of marine insurance in Florida:

Recreational Boating: Florida is a popular destination for recreational boating, with millions of boaters taking to its waterways each year. Marine insurance offers protection to boat owners, covering damage to vessels, liability for accidents, and theft, ensuring that boating enthusiasts can enjoy their leisure activities with peace of mind.

Hurricane Vulnerability: Florida is highly susceptible to hurricanes, tropical storms, and other natural disasters. These events can cause significant damage to watercraft and personal belongings on board. Marine insurance helps individuals and businesses recover financially from such devastating events, enabling them to rebuild and continue their operations and leisure.

Protection for Marine Liability: Marine insurance also covers liabilities related to maritime activities, such as third-party bodily injury, property damage and even pollution liability.

 Overall, marine insurance is indispensable in Florida as it safeguards the interests of individuals, businesses and the state’s economy, enabling them to mitigate risks, recover from losses, and continue their maritime activities with confidence.